Pensions and Retirement Planning are key words being emphasised by government in an effort to get private individuals to make their own personal arrangements to ensure that when old age comes they will not be solely dependent on the social welfare system.
The two ways to provide for your old age are a Personal Pension and a Personal Retirement Savings Account (PRSA).
Each of these attract substantial tax relief making them an appealing long term investment option with the advantage that they run all the way to your retirement age.
In deciding which one is most appropriate, you require impartial financial advice from a financial broker capable of looking after your best interests!
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